PhysicalThing: credit score

Lexeme:	credit score Very Rare (0.01)
Definition:	noun. A credit score is a numerical representation of an individual's creditworthiness. It is calculated based on various factors, such as payment history, amount owed, length of credit history, credit utilization, and the types of credit used. Lenders, banks, and financial institutions use credit scores to assess the risk of lending money or extending credit to individuals. A higher credit score indicates a lower credit risk, making it easier for individuals to qualify for loans and obtain favorable interest rates. GPT3.5 Word Forms: noun. credit score (singular), credit scores (plural)
Synonyms:	(none)
Abstraction:	(hypernym) event (hypernym) physical thing (hypernym) score
Composition:	(none)
Properties:	(none)
Basic Categories:	information
Related Concepts:	(none)
Policy Examples:	Charter also collects personally identifiable information from third parties to verify information You have provided us and collects personally identifiable information from credit reporting agencies to, for example, determine Your creditworthiness, credit score, and credit usage. #charter
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